Professional Liability for AIHA members

Professional Liability Overview

About the Insurance Carrier

 Lloyd’s of London

 Lloyd’s of London has a history dating back more than 300 years, and has grown to be the world’s leader for specialty insurance.

“A” (Strong) rated by Standard & Poor's

“A-” (Excellent) rated by A.M. Best Rating


About the Insurance Policy

Available Policy Limits:

  • $250,000 per claim / $250,000 annual aggregate
  • $1,000,000 per claim / $1,000,000 annual aggregate
  • $1,000,000 per claim / $2,000,000 annual aggregate 

*Higher limits can be offered via excess liability. Subject to underwriter review and an additional premium


  • $2,500 per claim, with multiple deductible options available

Policy Type:

  • Claims Made

Policy Coverage:

  • Professional Liability

 Other Policy Benefits:

  • Mold Coverage with limits $1,000,000 per claim / $1,000,000 annual aggregate
  • Pollution Coverage
  • Dedicated Claims Attorney: Wilson, Elser, Moskowitz, Edelman & Dicker LLP
  • Minimum premium start at $1,500  

 * current clients will receive coverage added automatically at renewal 

Part-time Coverage Options Available

If you provide independent consulting services on a part-time basis, you may qualify for the part-time coverage option.

  • Minimum premium starts at $1,100 (annual)
  • $1,000,000 Limit
  • $2,500 Deductible


Commercial General Liability

 As an existing client, we are able to offer you Commercial General Liability.

 Available Limit Options:

  • $1,000,000 per claim / $1,000,000 annual aggregate
  • $1,000,000 per claim / $2,000,000 annual aggregate
  • $2,000,000 per claim / $2,000,000 annual aggregate


  • $0.00

Policy Type:

  • Occurrence

 Minimum premiums starting $380 (annual)

Other Coverage

Health Insurance plans available for evaluation via private exchange.

AHIX Market Place


This is only a partial, general description of the policy benefits and does not constitute a contract. Policy coverage and benefits are subject to the terms, conditions, and exclusions contained in the policy. The policy will govern if any conflict exists between these highlights and the policy. For complete provisions and exclusions, please refer to the policy itself