No one can plan for an accident, but you can prepare for one. Whether you are directly or indirectly responsible, you can be pulled into a lawsuit, and the price tag for attorneys’ fees can be a hefty one. Insurance exists to defend and indemnify you from allegations of negligence.
Remember, frivolous lawsuits are not unheard of, and even if there is no merit for the suit, a person can still file a complaint against you. Insurance is an affordable way to safeguard your personal finances, and here are some useful tools and resources to help you manage your risk.
Articles on risk management.
Legal opinions specific to industrial hygienists.
Importance of “Contractual Indemnity language”
Review common insurance questions.
Insurance definitions relevant to your plan.